Personal Loan Finder

Apply Personal Loan in Singapore

 

 

Are You in Need of Money?
Are You Looking For a PERSONAL LOAN?
You can simply apply here. It's easy and fast!
LICENSED MONEYLENDER 100% APPROVED BY THE AUTHORITY,
THE REGISTRY OF MONEYLENDER.
WITH JUST 3 EASY SIMPLE STEPS:
STEP 1

Fill up the quick loan application form and submit.

STEP 2

Wait for the licensed moneylender to contact you (usually within 10mins).

STEP 3

Visit their office with the address they provided for loan processing.

 
OR
You can just go down straight to their office with the addresses provided below. (To save waiting time, we suggest you to submit your loan application online and wait for the loan officer to contact you, usually less than 10 mins, for booking a appointment with them.)
APPLY FROM THE LICENSED MONEYLENDER HERE TODAY!!!

Apply Online for personal loans – fast cash and easy application

Best Personal Loan in Singapore. Fast approval. Licensed Moneylender

Are you looking for a personal loan in Singapore? At personalloanfinder.co, we help you find a personal loan that matches your requirements. We can help you with easy loan application with fast approval. Simply apply for a personal loan online with us to make sure the moneylender you will find is a legal lender.

What is a personal loan?

Personal loans are "unsecured" debt because they are not backed by a collateral, such as your home or car. Lenders will typically gauge your creditworthiness by using your credit score to determine whether to give you a personal loan and at what interest rate.

Once your loan application is approved, you will receive a lumpsum to use the money for whatever purpose you wish. You will then need to pay back a fixed repayment every month that includes interest up to a certain fixed period of time.

What is the difference between a bank loan and a moneylender’s loan?

Some people may turn to a moneylender for a personal loan because banks have stricter borrowing criteria. For instance, to borrow from a bank, you’d need to meet the following requirements:

  • Minimum annual income of $30,000
  • Last 12 months’ CPF statement
  • Good credit score

Foreigners, lower-income earners and those who do not have a good credit score may find themselves rejected for a bank loan. This is when a legal moneylender will be able to help you. You can make use of our directory to help you find legal moneylenders with the best personal loan rates.

Bank loans may also require you to borrow for a minimum tenor or a year, which can be unsuitable for those who are looking for a short term loan. Someone who wants to get a fast approval loan may also have better luck with a licensed moneylender instead of a bank who has longer approval process.

How do I apply for a personal loan online?

You can find a list of moneylenders here with their address and details. Simply fill in the form here to let us know about your requirement. Following this, the lender(s) will call you shortly. Because legal moneylenders are not allowed to issue loans online, you will need to make a trip down to their office to sign the contract.

When going to the moneylender, please remember to bring the following document:

  • NRIC for Singaporean and Permanent Resident
  • S or E Pass and passport for foreigner
  • Three months’ pay slips for foreigners
  • Letter of employment for foreigners
  • Latest proof of billing address Permanent Resident and foreigners
We even included the interactive Google maps to find them easily.

 

Personal Loan
96 CREDIT
LIC NO:155/2015 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6292 2629
Mon-Sat 11:30am - 7:30pm
883 North Bridge Road, #01-13 SouthBank Condo,(Behind ICA Building)
Singapore, 198785
(5 mins walk from Lavendar MRT Station)

 

 

Soon Seng ML
SOON SENG MONEYLENDER
LIC NO:43/2017 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6292 5693
Mon-Sat 11:30am - 8:30pm
Blk 711 Ang Mo Kio Ave 8, (Ang Mo Kio Central)#01-3501A
Singapore, 560711
(5mins walk from Ang Mo Kio MRT Station)

 

Personal Loan
UK CREDIT
LIC NO:53/2017 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6448 7448
Mon-Sat 11:30am - 8:30pm Sun 11am - 6pm
Blk 210 New Upper Changi Road (Bedok North Central) #01-723
Singapore, 460210
(3 mins walk from Bedok MRT Station)

 

Gold Star Credit Loan
GOLDSTAR CREDIT PTE LTD
LIC NO:139/2017, Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6384 0088
Mon-Sat 11:00am - 8:00pm
1187 Upper Serangoon Road(Hougang Central) #01-21
The Midtown
Singapore, 533971

(5 mins walk from Hougang Mrt Station)

 

Cash Direct- Personal Loan
CASH DIRECT
LIC NO:3/2017 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6635 1302
Mon-Sat 11:30am - 7:30pm
1187 Upper Serangoon Road(Hougang Central) #01-16
The Midtown
Singapore, 533971

(5 mins walk from Hougang Mrt Station)

Please look for Benson

 

KST Credit- Personal Loan
KST CREDIT
LIC NO:152/2016 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6297 8990
Mon-Sat 11:30am - 8:30pm
Blk 183 Toa Payoh Central #01-254
Singapore, 310183
(1 min walk from Toa Payoh MRT Station)

 

Personal Loan
GAIN CREDIT PTE LTD
LIC NO:176/2017, Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6438 0113
Mon-Sat 12pm - 7pm
Blk 807 Yishun Ring Road #01-4197
Singapore, 760807
(3 mins walk from Khatib MRT Station)

 

Personal Loan
G CREDIT
LIC NO:54/2017 , Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6333 4122
Mon-Sat 11:30am - 8:30pm
Blk 441A Clementi Ave 3 #01-01 (Clementi Central)
Singapore, 121441
(2 mins walk from Clementi MRT Station)

 

BTB Credits- Personal Loan
BTB CREDITZ
LIC NO:114/2017, Legal money lender
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: 6748 4874
Mon-Sat 11am - 7:30pm
810 Geylang Road #01-05/14 City Plaza
Singapore, 409286
(5 mins walk from Paya Lebar MRT Station)

 

Knowledge Corner

Things you should know on borrowing:
Minimum Period for Repayment 31 Days and above
Maximum Period for Repayment Up to 12 Months
Minimum Annual Percentage Rate From 1.7% per annum
Maximum Annual Percentage Rate Up to 48% per annum on reducing interest rate
 
Sample representation of loan with maximum rates:
Total Amount Borrowed SGD 1000
Time Period * 12 Months
Interest Rate ** 1% Per Month
Annual Percentage Rate of Charge (APR) ** 12% APR or 1% NIR
Total Cost Payable Per Annual *** (excluding loan principle) SGD 120

 

* Time period is from minimum period of 2 months to maximum period of 12 months.
** Interest Rate may vary up to a maximum of 4% per month, depending on loan amount and period of repayment.
*** Total Cost Payable exclude administrative fee. Cost stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.

Tables above are for illustration purposes only.
Please check with the respective personal loan providers.

Links

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