Personal Loan Finder

Apply Personal Loan in Singapore

Attractive repayment scheme up to 12 months!!!
Attractive repayment scheme
 up to 12 months!!!
+-Terms and conditions apply
+-Terms and conditions apply.

Personal Loan in Singapore

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A personal loan is a type of loan that does not require collateral. This type of loan is used for personal purposes such as: medical, household or educational expenses. This type of loan is also referred to as a consumer loan and is paid through installments. A consumer loan is a type of loan that heavily depends on the borrower’s creditworthiness. This means that the borrower has to have a good credit history in order to have a higher chance of being approved to receive a loan.

When applying for a personal loan, one must be sure of the credibility and legitimacy of the lender because there are a lot of lenders who try to bleed out borrowers by having high interest rates and fluctuating installment rates. There are also a lot of lenders who are con-artists who aim to take advantage of the borrower. In order to avoid any mishap, a borrower has to be sure that he/she is borrowing from anaccredited institution.

a chance to avail of their loans since credit unions are not-for-profit.

Lenders can be any of the following: banks, credit unions, payday lenders, and credit-building lenders. Out of the following examples, credit unions are the best option when opting for loans. The charge rates of these credit unions are regulated making it unproblematic for the borrower to pay back the loan. Credit unions also give borrowers who have imperfect credit score

It is a must for a borrower to look for a loan that will be beneficial to them whilst being easy to pay. So here are a few tips that can help the borrower apply for the perfect loan:
•    Carefully think about why you need the loan – Some people think that they need a loan, but this is not always the case. If a person avails of a loan without being in desperate need for the loan, it could back-firedrastically on the borrower. A person should avail of a loan if he/she has already thought of what he/she will use the loan for. It is easier to make the decision to apply for a loan if there is a need for it (medical, education, household needs). Applying for a loan without thoroughly thinking about what you need it for can cause the borrower to thoughtlessly spend the loaned money for trivial things.
•    Weigh your options – When interested in applying for a loan, do not limit yourself to banks. There are other institutions that offer loans for rates which are significantly lower than those of a bank.
•    Balance your credit card – Before thinking about applying for a loan, make sure that you can get your credit card as balanced as possible. This means that you should pay-off any as many outstanding balances as you can. This will help the borrower have a good credit score which will then mean that the borrower will have a better chance at successfully receiving a loan.


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Looking for a Bank?

  • ANZ Bank
  • CIMB Bank
  • CITI Bank
  • DBS Singapore
  • HSBS Singapore
  • MAY Bank
  • OCBC Bank Singapore
  • RHB Bank
  • Standard Chartered Bank
  • UOB Bank

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Andy Lim
2015-09-08, 06:31
This website helps me find the right moneylender i need. I'm able to get the personal loan in the affordable rates i can afford. Thanks
2015-09-03, 07:19
I have found this website from google. This website is really good...tons of informations
2015-09-02, 03:52
All in one place for loans in Sg


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