Are You in Need of Money?
Are You Looking For a PERSONAL LOAN SINGAPORE?
You can simply apply here. It’s easy and fast!
WITH JUST 3 EASY SIMPLE STEPS:
APPLY FROM THE LICENSED MONEYLENDER HERE TODAY!!!
APPLY ONLINE FOR PERSONAL LOANS SINGAPORE – FAST CASH AND EASY APPLICATION
Best Personal Loans in Singapore. Fast approval. Licensed Moneylender
Are you looking for a personal loan in Singapore? At personalloanfinder.co, we help you find a personal loan that matches your requirements. We can help you with easy cash loan singapore application with fast approval. Simply apply for a personal loan Singapore online with us to make sure the moneylender you will find is a legal lender.
What is a personal loan?
Personal loans are “unsecured” debt because they are not backed by a collateral, such as your home or car. Lenders will typically gauge your creditworthiness by using your credit score to determine whether to give you a personal loan and at what interest rate.
Once your personal loans Singapore application is approved, you will receive a lumpsum to use the money for whatever purpose you wish. You will then need to pay back a fixed repayment every month that includes interest up to a certain fixed period of time.
What is the difference between a bank loan and a moneylender’s loan?
Some people may turn to a moneylender for a personal loan because banks have stricter borrowing criteria. For instance, to borrow from a bank, you’d need to meet the following requirements:
- Minimum annual income of $30,000
- Last 12 months’ CPF statement
- Good credit score
Bank loans may also require you to borrow for a minimum tenor or a year, which can be unsuitable for those who are looking for a short term loan. Someone who wants to get a fast approval cash loan in Singapore may also have better luck with a licensed moneylender instead of a bank who has longer approval process.
How do I apply for a personal loan Singapore online?
You can find a list of moneylenders here with their address and details. Simply fill in the form here to let us know about your requirement. Following this, the lender(s) will call you shortly. Because legal moneylenders are not allowed to issue cash loans online, you will need to make a trip down to their office to sign the contract.
When going to the moneylender, please remember to bring the following document:
- NRIC for Singaporean and Permanent Resident
- S or E Pass and passport for foreigner
- Three months’ pay slips for foreigners
- Letter of employment for foreigners
- Latest proof of billing address Permanent Resident and foreigners
We even included the interactive Google maps to find them easily.
R2D CREDIT PTE LTD
LIC NO:15/2022 , Legal money lender
Blk 846 Yishun Ring Road #01-3661 Singapore, 760846
(Khatib Central, 5 mins walk from Khatib MRT, right behind basketball court)
96BM CREDIT PTE. LTD.
LIC NO:43/2021 , Legal money lender
Blk 302 Ubi Ave 1, #01-31 Singapore, 400302 (2 mins walk from Ubi MRT)
SOON SENG CREDIT PTE. LTD.
LIC NO:51/2021 , Legal money lender
Phone: 6226 8860
Mon-Sat 11:00am – 8:00pm Sun 10:30am – 5:00pm
1 Park Road,People’s Park Complex (Chinatown) #01-21 Singapore, 059108
(5 mins walk from Chinatown MRT, Exit C)
GOLDSTAR CREDIT PTE LTD HOUGANG
LIC NO:131/2021, Legal money lender
Phone: 6384 0088
Mon-Sat 11:00am – 8:00pm Sun 10:00am – 6:00pm
1187 Upper Serangoon Road(Hougang Central) #01-21 The Midtown Singapore, 533971
(5 mins walk from Hougang Mrt Station)
UK CREDIT (S) PTE. LTD.
LIC NO:42/2021 , Legal money lender
Phone: 6448 7448
Mon-Sat 11:30am – 8:30pm
Blk 210 New Upper Changi Road (Bedok North Central) #01-723 Singapore, 460210
(3 mins walk from Bedok MRT Station)
GOLDSTAR CREDIT PTE LTD TOA PAYOH
LIC NO:131/2021, Legal money lender
Phone: 6252 0088
Mon-Sat 11:30am – 8:00pm Sun 10:00am – 5:00pm
1187 Upper Serangoon Road(Hougang Central) #01-21 The Midtown. Singapore, 533971
GALAXY CREDIT & INVESTMENTS PTE LTD
LIC NO:155/2021, Legal money lender
Phone: 6250 8811
Mon-Sat 11:00am – 8:00pm Sun 10:00am – 5:00pm
Blk 709 Ang Mo Kio Ave 8, Ang Mo Kio Central, #01-2595 4 minutes Walk From Amk MRT, 560709
LIC NO:151/2021 , Legal money lender
Phone: 6250 0066
Blk 447 Clementi Avenue 3 (Clementi central) #01-201 5mins walk from Clementi MRT, Singapore 120447
Mon-Sat 11:30am – 8:00pm, Sun 11:30am – 5:00pm
CASH DIRECT PTE. LTD.
LIC NO:92/2021 , Legal money lender
Phone: 6493 0088
Mon-Sat 11:30am – 7:30pm
Vision Exchange, 2 Venture Drive #01-21 Jurong East Central, 5 mins walk from Jurong East MRT Station Exit B, Singapore 608526
Things you should know on borrowing:
|Minimum Period for Repayment||61 Days and above|
|Maximum Period for Repayment||Up to 12 Months|
|Minimum Annual Percentage Rate||From 1.7% per annum|
|Maximum Annual Percentage Rate||Up to 48% per annum on reducing interest rate|
Sample representation of loan with maximum rates:
|Total Amount Borrowed||SGD 1000|
|Time Period *||12 Months|
|Interest Rate **||1% Per Month|
|Annual Percentage Rate of Charge (APR) **||12% APR or 1% NIR|
|Total Cost Payable Per Annual *** (excluding loan principle)||SGD 120|
* Time period is from minimum period of 2 months to maximum period of 12 months.
** Interest Rate may vary up to a maximum of 4% per month, depending on loan amount and period of repayment.
*** Total Cost Payable exclude administrative fee. Cost stated is an estimation and may vary due to loan amount, period of loan and other fees such as late fee and late interest rate may be charged in the event of violation on terms & conditions.
Above mentioned example is based on estimation and for illustrative purposes only, Do get a clearer illustration with the respective licensed moneylender(s) as final loan amount, and repayment terms may vary. Additionally, penalty fees such as late fee and/or late interest rates may be charged in the event of violation on terms & conditions as per stated in contract.
Please check with the respective personal loan providers.