When you're strapped for cash, you will be tempted to borrow money. In Singapore, there several lending companies that offer cash loans, however, there are things you need to ask yourself before getting a loan.

I guess this is an interesting topic, isn’t? Well, every other person out there might have faced this terrible situation, so might you? If yes, you should read this. No matter how much big money your account is credited on the first of each month, by the time of third week your account goes all the way down to a two figure number?

Every third week onward almost every month the wallets starts getting leaned, the accounts starts getting drained. And by the end of third week many are forced to take personal and payday loans. Well, let’s jump into the solutions rather than beating the bush!

Aegon is a life insurance, pensions and asset management company based in The Hague, Netherlands and more commonly known as TransAmerica here in the States. They seem to be an innovative company, using different management structures and providing multiple ways for employees to make money. It is an established company that has been around for quite some time, however through the years some of the company’s actions have been put under a lot of scrutiny, and for good reason.  Despite all the media attention and legal actions, higher ups have done nothing to change protocols, and have merely swept these controversies under the rug.

Micro credit seemed to be the new fight against poverty. Everybody was getting involved. From the richest of the rich to the poorest of the poor, people all across the world were taking part, either as debtors, as creditors, or by donating to help a cause. But is it all really as helpful as it seems? Micro credit is still around, although the name has changed a few times. There are still a constant flow of debtors, willing to do whatever it takes to get themselves out of poverty. If you look at what it takes for these people to try to make a profit with the money they are loaned, you see that on a macro scale, micro credit loans alone are not all they are cracked up to be. But what will it take from micro financing organizations to make this a worthwhile system to reduce world poverty?

Desperate situations call for desperate actions. This is a saying more and more people base their lives on these days. This saying is also been taking into consideration by online scam artists. They promise the sun and the moon to the financial troubled who can't get bank loans due to bad credit history.

    Online swindlers, as people might call them, take the roll of a bank official in chat rooms or email and promise the best bank deals a man has ever seen.  The problem is people actually believe it. It has come to an extent that the police and the National Credit Bureau (NCB) constantly warn people they are potential victims to online money scams.