Key Takeaways The Open Electricity Market (OEM) offers Singapore households the chance to choose among several electricity providers and plans, instead of purchasing electricity by default from SP Group. Plans from OEM retailers are mostly fixed price, discount-off-regulated-tariff or …
- PLF Admin
- 16 minutes read
Key Takeaways CIMB Personal Loan offers one of the lowest personal loan interest rates in Singapore, with low minimum annual income requirement. It also offers flexible repayment tenure of 1 to 5 years, instant approval, and a high maximum …
- PLF Admin
- 11 minutes read
Key Takeaways Max Relief Cap: Individuals can claim a maximum personal income tax relief cap of S$80,000 per Year of Assessment (YA). However, the cap does not apply to donation deductions. Leverage Central Provident Fund (CPF) cash top-ups and …
- PLF Admin
- 15 minutes read
Featured Posts
Key takeaways: You can take multiple personal loans from the same lender, or different lenders. While there isn’t a limit to how many personal loans you can apply for, …
- 7 minutes read
Key takeaways: The amount you can borrow from a personal loan largely depends on your income. Most borrowers can typically access between 4X – 6X their monthly income, while …
- 5 minutes read
Key takeaways: Getting a personal loan without income proof can be challenging, as most banks require you to be employed to approve the loan. You need to earn at …
- 6 minutes read
Key takeaways: EMI, or equated monthly instalment, is the fixed monthly payment amount you have to pay to the lender during your loan tenure. It includes both the principal …
- 7 minutes read
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Key Takeaways The Open Electricity Market (OEM) offers Singapore households the chance to choose among several electricity providers and plans, instead of purchasing electricity by default from SP Group. …
- 16 minutes read
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