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Key Takeaways: A debt consolidation plan helps to merge all your unsecured debts into one, making it easier to track payments. A DCP usually also comes with more favourable terms, allowing you to save on interest payments and fees/charges. …
You need funds for rainy days because of how unpredictable life is. However, some emergencies require more cash than your savings. For example, extensive medical care for a loved one’s illness or injury. This is where an emergency loan …

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