Key Takeaways Chocolate Finance offers 2% p.a. returns on your first S$20,000, 1.8% p.a. on your next S$80,000, and up to $1.8% on any amount above that. Returns are credited daily with no lock-ins. You can also make USD …
- Yen Joon Kang
- 13 minutes read
Key Takeaways A debt consolidation plan (DCP) combines eligible unsecured debts, such as credit card balances and credit lines, into one repayment plan with a single participating financial institution. The DBS debt consolidation plan offers an interest rate from …
- PLF Admin
- 14 minutes read
Key Takeaways Alipay and WeChat Pay are mobile payment platforms widely accepted in China, and are necessary for travellers since not all businesses accept cash or credit cards from international payment providers like Visa and Mastercard. You can use …
- PLF Admin
- 11 minutes read
Featured Posts
Key takeaways: You can take multiple personal loans from the same lender, or different lenders. While there isn’t a limit to how many personal loans you can apply for, …
- 7 minutes read
Key takeaways: The amount you can borrow from a personal loan largely depends on your income. Most borrowers can typically access between 4X – 6X their monthly income, while …
- 5 minutes read
Key takeaways: Getting a personal loan without income proof can be challenging, as most banks require you to be employed to approve the loan. You need to earn at …
- 6 minutes read
Key takeaways: EMI, or equated monthly instalment, is the fixed monthly payment amount you have to pay to the lender during your loan tenure. It includes both the principal …
- 7 minutes read
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Key Takeaways Chocolate Finance offers 2% p.a. returns on your first S$20,000, 1.8% p.a. on your next S$80,000, and up to $1.8% on any amount above that. Returns are …
- 13 minutes read
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