Key Takeaways Alipay and WeChat Pay are mobile payment platforms widely accepted in China, and are necessary for travellers since not all businesses accept cash or credit cards from international payment providers like Visa and Mastercard. You can use …
- PLF Admin
- 11 minutes read
Key Takeaways Understand the snowball: Credit card debt is an unsecured liability that compounds quickly due to high effective interest rates reaching up to 29.9% p.a. Leverage the “avalanche method”: Prioritise paying off your highest-interest credit cards first while …
- PLF Admin
- 9 minutes read
Key Takeaways Car loans from banks are secured loans regulated by MAS and come with lower interest rates and a loan tenure of up to 7 years. Personal loans are unsecured loans, typically for a loan tenure of 1 …
- PLF Admin
- 8 minutes read
Featured Posts
Key takeaways: You can take multiple personal loans from the same lender, or different lenders. While there isn’t a limit to how many personal loans you can apply for, …
- 7 minutes read
Key takeaways: The amount you can borrow from a personal loan largely depends on your income. Most borrowers can typically access between 4X – 6X their monthly income, while …
- 5 minutes read
Key takeaways: Getting a personal loan without income proof can be challenging, as most banks require you to be employed to approve the loan. You need to earn at …
- 6 minutes read
Key takeaways: EMI, or equated monthly instalment, is the fixed monthly payment amount you have to pay to the lender during your loan tenure. It includes both the principal …
- 7 minutes read
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Key Takeaways Alipay and WeChat Pay are mobile payment platforms widely accepted in China, and are necessary for travellers since not all businesses accept cash or credit cards from …
- 11 minutes read
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