Key Takeaways HDB loans offer higher but more stable interest rates than bank loans and can be suitable for those with a lower risk appetite, whereas bank loans offer lower upfront fixed or floating interest rates that may rise …
- PLF Admin
- 11 minutes read
Key Takeaways HeyMax is a free Singapore-based loyalty app that lets you earn Max Miles, its proprietary rewards currency, on top of your existing credit card rewards when you shop, dine, or book travel through its partner merchants. Max …
- PLF Admin
- 14 minutes read
Key Takeaways The Merchant Category Code (MCC) is a four-digit code assigned to merchants based on the goods and services they offer. When credit card companies offer cashback, air miles, and rewards in specific spend categories, they determine eligibility …
- PLF Admin
- 12 minutes read
Featured Posts
Key takeaways: You can take multiple personal loans from the same lender, or different lenders. While there isn’t a limit to how many personal loans you can apply for, …
- 7 minutes read
Key takeaways: The amount you can borrow from a personal loan largely depends on your income. Most borrowers can typically access between 4X – 6X their monthly income, while …
- 5 minutes read
Key takeaways: Getting a personal loan without income proof can be challenging, as most banks require you to be employed to approve the loan. You need to earn at …
- 6 minutes read
Key takeaways: EMI, or equated monthly instalment, is the fixed monthly payment amount you have to pay to the lender during your loan tenure. It includes both the principal …
- 7 minutes read
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Key Takeaways HeyMax is a free Singapore-based loyalty app that lets you earn Max Miles, its proprietary rewards currency, on top of your existing credit card rewards when you …
- 14 minutes read
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